Most of us are struggling with the high costs of everything right now. It feels like we are continually fighting an uphill battle. Not much relief in sight right now, so it's up to us to find even the most minor solutions to provide a bit of help.
Every little bit will help, and at least we can feel we are doing our best to deal with the situation.
8 Practical Tips That Can Save You Some Money
Tip #1 - Check out the sale ads
Check out the sale ads for the grocery stores in your area. Plain your weekly menus by the sales. Make a list and stick to it. Better yet, let the store do your shopping for you. That saves you from the temptations of added extras. Simply drive up and pick up your order. Some stores will do your shopping for free. Others may charge a minimal fee.
Tip #2 -Try the store brands
#2 Try the store brands on some things. I have always been someone who bought only name brands when grocery shopping. But with empty shelves and high prices, I have started buying more store brands. I found little if any difference in the store brand peanut butter. And I will most likely continue to buy some of the store brands.
Tip #3 - Don't be shy about asking for discounts.
Don't be shy about asking for discounts. Many places that offer discounts don't advertise that fact. So ask. Many stores and restaurants, and movie theaters provide senior discounts. Also, inquire about the military discount and AAA discounts.
Tip #4 -Stop buying overpriced coffee from coffee shops.
Stop buying overpriced coffee from coffee shops. Maybe it's just me, but I don't think the overpriced coffee tastes any better than my coffee. Yeah, I know Pumpkin spice, and all the flavored coffee is what interests many. But maybe treat yourself once in a while instead of racking up a daily coffee expense. You will be surprised how much you can save.
Tip #5 - Sell anything that doesn't bring you happiness.
Sell anything that doesn't bring you happiness. I think decluttering your home will be more pleasurable than leaving those unused things around. You may as well earn yourself a few dollars by selling those items. And, of course, adding a few dollars to your bank account is a plus.
Tips #6-Cancel any unused subscriptions
Cancel any unused subscriptions. Are you subscribed to Hulu? Do you use it enough to be worth the cost? Do you have a gym membership that you pretty much quit using? Cancel it. How often do you use your Amazon Prime? Cancel anything you don't use enough. We should never spend money on things we rarely use.
Tip #7-Cut your cable costs
Cut your cable costs. Our cable service can be one of our most significant bills. The average price of cable can be over $200. Yes, we all love our TV shows and movies.
But there are some less expensive alternatives. Check out these alternatives.
Peacock price 0-$10 50 channels
Sling TV price $35 -channels 30+ or 50+
Philo Price-$25-64 channels
Paramount + price $10-large selection of on-demand shows and includes live stream of CBS shows.
Disney Plus price is $7.99 on-demand content
FuboTV Price $65-$100 125-210 channels
It doesn't hurt to check out some of the alternatives. A few of them even have a free trial option.
Tips # 8-Freeze your spending
Freeze your spending for a day, a week, or even a month. What this means is NO non-essential spending. Avoid those unnecessary impulse items we tend to throw into our shopping carts. Say no to anything that is not a basic necessity. It is surprising what we spend on things that are of little consequence to our life.
Try some of these tips and share a few of your money-saving tips with the rest of us. Happy savings! Every little bit helps.